How Much Can Mfj Contribute To Roth Ira 2025 Tax . โ the roth ira contribution limit for 2025 is $7,000 for those under 50, and $8,000 for those 50 and older. A roth ira is an ira that, except as explained below, is subject to the rules that apply to a traditional ira.
If you file taxes as a single person, your modified adjusted gross income (magi) must be under $153,000 for tax year 2023 and $161,000 for tax year 2025 to contribute to a roth ira, and if youโre married and filing. That’s up from $6,500 in 2023.
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